Travel Insurance

[Shadowdh]

Hi there,

well I am looking for travel insurance to cover me for the year I will be in China... I am in the UK and would like to keep costs down... does anyone have any tips about good companies to look in to...?? Cheers

[Kristyx]

I contacted Insure & Go and asked them. I told them I'd be studing abroad for a year and they told me that rather than taking a one year holiday insurance policy I should take their backpackers policy which is actually cheaper. The other company I'm looking at is Endsleigh. They're more expensive but actually cover the tuition fees etc.

[cellofallon]

Endsleigh are fairly good as mentioned above as it is possible to choose differenet packages according to your situation.

Another to check out is STA travel's own insurance - again they offer three grades that go up in price wih regard to the cover. So you get a choice and can cut out the cover that you don't need. For a year its going to be at least a couple of hundred quid tho, but better to be safe than sorry.

http://www.statravel.co.uk/cps/rde/xchg/SID-0A536D8E-D58536CA/uk_division_web_live/hs.xsl/travel_insurance.htm

[adrianlondon]

I looked at Endsleigh, as I also wanted laptop cover. In the end, I just didn't bother.

BNU make you either show medical insurance or buy a policy there-and-then during the registration process; I did that.

[cdn_in_bj]

I guess I need to look into this, as I currently am without health insurance.

Have any of you come across health plans for foreigners from Chinese insurance companies?

Though truth be told, if something were to happen here where I would need insurance, I think the cost would be the least of my worries.

[Shadowdh]

Thanks for all the replies...

Trailfinders quoted 399 (ouch) so thats why I thought I would look around... I get health insurance included in the uni thing I have but I (and more specifically the wife) thought it would be good to have a little more coverage for any (god willing there are none) emergencies... I will look into the others as suggested here, on a side note, my mother suggested first directs insurance as they seem to be pretty good...

[Kristyx]

One thing to look out for is an age limit. A few I've checked won't offer the insurance if you're over 26-or if they do it's considerably more expensive.

Insure and Go start at under £200 if you take a £120 excess, about £200 for a £60 excess and about £220 for zero excess for 12 months cover (their backpackers insurance which they told me was the best one for a study year abroad).