How do people in china usually send online payments to one another?

[knightrised]

Can anyone tell me how do people in china usually send online payments to one another? Do they have internet banking or use Paypal? What is the most common methods that they use? Please let me know. Thanks!! :)

[skylee]

I live in Hong Kong. The ways I use are (1) personal cheques (this is very easy and common); (2) transfer money from one account to another via ATM machines or ebanking; (3) Paypal (I have used it to pay for something I bought online in HK, and to pay for a B&B room in Rome); (4) credit card online payment (for all kinds of purchase including air tickets, hotel rooms, softwares, film tickets, books, etc. Even mainland China's websites, e.g. ctrip, elong etc, accept credit card payment.)

Things are probably different in Mainland China.

[aristotle1990]

The Chinese equivalent of PayPal is 支付宝, which unfortunately does not accept international credit cards.

EDIT: Scratch that, apparently they do now...