Help with sentence "...优惠点儿下?"

[jkhsu]

I ran across this sentence in a Chinese Class 101 podcast and can't figure the meaning:

首付还可以优惠点儿下?

The context is: Someone is interested in buying a house and wants to know how they can pay.

The definition they gave for that sentence was "Is this down payment preferable?" which I can't figure out from the sentence.

Here are my thoughts:

首付 = down payment?

I am not understanding "优惠点儿下". Does it mean can the down payment be lowered?

Thanks for the help.

[skylee]

下 might be a typo. The sentence will be ok if you replace it with 不.

[jkhsu]

You're right, I messed up. It's 首付还可以优惠点儿不？

But I still don't know how the sentence means "Is this down payment preferable?" Can you help me break down the components?

[jbradfor]

I haven't seen 优惠 used like that -- which proves nothing, I know -- but looking at jukuu examples shows many examples of 优惠 being used in a financial sense. It seems to be used for loan terms or for prices.

So I'm guessing that "首付还可以优惠点儿不" means something along the line of "can you give me more preferable/favorable terms on the down payment?".

[jkhsu]

So I'm guessing that "首付还可以优惠点儿不" means something along the line of "can you give me more preferable/favorable terms on the down payment?".

Thanks. Yeah, your definition makes more sense. I just noticed that in another sentence in the lesson notes where they defined the term "优惠点儿" as "giving a discount".

[Kenny同志]

优惠= discount or give someone a discount

首付还可以优惠点儿不？

Can you give me a further/biggger discount on the down payment?

As Skylee has said, "下" might be a typo for “不”。

[jkhsu]

Thank you skylee, jbradfor and kenny2006woo. This makes sense for me now.