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Alipay Yu'e Bao and other investment funds


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Lately there are a lot of investment funds from companies like Alipay starting up. They offer good interest and seem like reasonably low risk. I'm thinking in particular of Yu'e Bao which allows you to earn interest on alipay savings which can be moved into and out of the fund at any time. Baidu and Tencent also have several similar investment funds. I cannot use any of Alipay's offerings because I am not a Chinese citizen, but are there other similar products that I CAN use. Mind you I'm not asking for a loan, I'm going to give them MY money and they will pay me for the privelidge of holding onto it.

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